I’ve talked to my S/O about any of it and we both agree that we wish a very simple wedding in the future, but of course that idea hasn’t been run by our parents. I’ve been told many times that “my” wedding is not actually “my” wedding, but it’s “your in-laws’ and family’s” wedding. I’m sure I’ll get an earful about the “face” and “carrying it out right”.

Although a BTO is very enticing, a resale has been considered by us with a good location instead. EASILY do first get a private property, I can get rid of it up to six months following the purchase of my resale HDB. I have a very strong lean towards a one-bedder, but I wouldn’t eliminate a two-bedder. There is a lot of flexibility in a 2-bedder, especially if you do not mind to rent the other room. Of course, you need to pay a price for that option.

I’m convinced that this flexibility might be cheap enough to buy if prices come down enough. Actually, you can BTO if you have obtained an exclusive property, nevertheless, you have to sell it 2.5 years before you BTO. Being useful, I haven’t locked down my S/O yet. In so far as I would not like it to happen, nothing is stopping her from departing if she decides so ever. The playbook of getting a private property first, if there is a downturn in private property prices especially, appears to be the optimal strategy to me. Public casing aren’t as deeply suffering from the marketplace as private housing.

If there is progression in the r/s, the condo merely becomes an investment for capital appreciation later. If there isn’t, then I have myself a fairly nice personal space. I’m also seeking to generate income, though it seems that the options I am confronted with are from financial instruments. I’d actually like to own a well-balanced business, even if it is a little one!

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